Tag Archives: Personal Auto

How many cars on the road have only the minimum state required limits?

Unfortunately, I don’t have the answer to this question but I would have to believe that it is a higher number than we would like to believe. Actually, in a study done in 2014, it was indicated that 12.6% of … Continue reading

Posted in Tips | Tagged , , , , , | Comments Off on How many cars on the road have only the minimum state required limits?

E&O Insights: Personal Lines Generates More Errors & Omissions Exposure than You Think

This is an excerpt from an Insurance Journal article that I authored in the November 16, 2015 edition. “Most agents’ errors and omissions (E&O) carriers report that commercial lines generates the majority of E&O claims. However, a significant number of E&O claims arise … Continue reading

Posted in Published articles | Tagged , , , , , , | Comments Off on E&O Insights: Personal Lines Generates More Errors & Omissions Exposure than You Think

Driverless cars – a new personal lines exposure

You may have heard that “driverless cars” are a thing of the future. Well, as you will note in the attached article authored by Ma Jie, Alan Ohnsman and Craig Trudell that appeared on www.insurancejournal.com on July 17th, those days are not … Continue reading

Posted in News | Tagged , , | Comments Off on Driverless cars – a new personal lines exposure

Kids going off to college – any insurance issues?

Without wishing the summer away, it does seem like it will only be a matter of time (a short matter) before you have some customers sending their kids off to college. For virtually all parents (and for the kids as well), … Continue reading

Posted in Tips | Tagged , , , | Comments Off on Kids going off to college – any insurance issues?

Does Automobile Insurance Follow the Car or the Driver?

The following is an excerpt of an excellent article authored by Gary Wickert, an insurance trial lawyer and a partner with Matthiesen, Wickert & Lehrer, S.C., that appeared on www.claimsjournal.com on June 5th. “There are a few questions in life that are … Continue reading

Posted in Published articles | Tagged , , , , | Comments Off on Does Automobile Insurance Follow the Car or the Driver?

Customers Switching Auto Insurers Unhappy with New Prices: J.D. Power

Attached is a segment of an interesting article that appeared on www.insurancejournal.com on April 24 regarding customer loyalty and the importance of customer satisfaction. “Customers who switch auto insurance carriers due to poor service often end up sorry they did because … Continue reading

Posted in News | Tagged , , , , , | Comments Off on Customers Switching Auto Insurers Unhappy with New Prices: J.D. Power

Guess what age group wants your personal and professional service?

An article in the June 2013 issue of PropertyCasualty360.com addressed some very interesting results from a recent survey of 4,000 US auto and homeowners consumers. Here are some that I found interesting (and I think you will as well). 26% of … Continue reading

Posted in News | Tagged , , , , , | Comments Off on Guess what age group wants your personal and professional service?

Unmarried couples living together – is the insurance properly structured?

Certainly one of the issues (and challenges) that carriers and agencies need to address involves changes that occur in our society. Among those changes is the greater potential today for one of the following scenarios: – man and woman unmarried … Continue reading

Posted in Tips | Tagged , , , | Comments Off on Unmarried couples living together – is the insurance properly structured?

Do your insurance agency clients understand Uninsured / Underinsured Motorists coverage?

When you examine the details behind the Agents E&O claims involving personal auto, there is no doubt that claims involving uninsured / underinsured motorists coverage are very common. As you are aware, Statutory Uninsured Motorists coverage provides coverage for injuries that occur if your … Continue reading

Posted in Tips | Tagged , , , , , , , | Comments Off on Do your insurance agency clients understand Uninsured / Underinsured Motorists coverage?