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Category Archives: Uncategorized
“I’m the expert on insuring…….”
In my posting of September 5th, the issue of the legal standard was addressed. This is the basic standard that largely shapes the final resolution of most E&O litigation. There is, however, an element entitled “special relationship” that has the … Continue reading
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Have a great Thanksgiving holiday !
For 41 years (and counting), I have been blessed to work in this great business. As I reflect back on those 41 years, there are many things that have made this business very special. #1 is you, the people. I have … Continue reading
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Questions regarding certificates of insurance
As I have cited in the past, certificates of insurance are causing a fair amount of havoc and resulting in E&O claims as certificate holders rely on the contents of an improperly executed certificate form. Some E&O carriers are indicating … Continue reading
Posted in Uncategorized
Tagged Agents E&O, aggregate limit, Cerfificates of Insurance, Errors and Omissions, General Liability aggregate limits, Impairment of aggregate limits, Insurance agents, Professional Liability
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When Dogs Bite, Home Insurers Pay Average $32,000
As you know, I have dedicated a number of articles to the subject of dog bites and the potential that when coverage is limited or not provided under the homeowners policy, E&O claims can occur. As noted in the attached article … Continue reading
Posted in Uncategorized
Tagged Agents E&O, dogs, e&o claims, Errors and Omissions, Homeowners, Insurance agents
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How often is your agency having staff meetings?
First off, I am not talking about those informal meetings where the manager comes on the floor and asks everyone to gather around for a quick meeting. While those are necessary, it is debatable how productive they are since it … Continue reading
Posted in Uncategorized
Tagged Agents E&O, Blanket additional insureds, Education, Errors and Omissions, Insurance agents, Staff meeting topics
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Retro Date – a key term with professional liability
In evaluating E&O claims statistics, in most situations, E&O claim frequency from the sales and service of professional liability typically generates around 10% of the claims. However if one were to look at the severity (the dollars paid out in … Continue reading
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Tagged e&o claims, Errors and Omissions, Professional Liability, Retro dates, Retroactive dates
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Happy Holidays to you and your families
This is a very special time of year and I certainly hope that this Holiday season allows each of you to spend time with family and friends. Be sure to let them know how special they are in your lives. … Continue reading
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Happy Thanksgiving to you and your families
At this time when we reflect on what we are thankful for, I would like to personally thank each and every one of you for what you do every day. As someone who was at the agency side at the beginning of … Continue reading
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Does your documentation include abbreviations?
During the course of every day, producers and CSRs / account managers will be faced with the need to document the various client / prospect conversations. This can certainly be a challenge regardless of whether the conversations are face-to-face or … Continue reading
Posted in Uncategorized
Tagged abbreviations, Agents E&O, documentation, Insurance agents
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E&O Insights: Don’t Let Insuring Restaurants and Taverns Give You Heartburn
This is an excerpt from an Insurance Journal article that I authored in the May 5, 2014 edition. “Virtually every town in the United States has a restaurant or tavern, so your pursuit of these risks is fairly likely. Unfortunately, at … Continue reading
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Tagged Agents E&O, e&o claims, Errors and Omissions, Insurance agents, Insuring restaurants, Insuring taverns
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