Category Archives: News

A Refresher on the Named Storm Deductible

Posted on January 23, 2018 by Curt Pearsall

Unfortunately, at the time of a loss (especially a catastrophe), there may be customers that didn’t truly understand how the deductible applies on their insurance coverage. In the following article, published on claimsjournal.com on January 17th, Denise Johnson points out … Continue reading →

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Top Cyber Threats for 2016 and Next Five Years

Posted on December 3, 2015 by Curt Pearsall

Cyber is without a doubt one of the biggest issues facing the insurance industry. The attached article, which appeared on insurancejournal.com on Nov 17th, details the current cyber threat with predictions on cyber trends that agents and businesses need to be … Continue reading →

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Recreational Drones: Do Homeowners’ Insurance Policies Provide Coverage?

Posted on August 12, 2015 by Curt Pearsall

While there has been a tremendous amount of press written on the subject of drones for commercial use, it is important for agents to understand that drones are also a personal lines exposure.  To read some of the interesting conversation check … Continue reading →

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What Agents Should Know About Flood Insurance Changes in Effect April 1

Posted on April 9, 2015 by Curt Pearsall

The following is an excerpt of an article that appeared on insurancejournal.com on April 1 regarding changes in the flood program. “Starting today, when flood insurance policyholders go to renew their policies, they could be quoted premium increases ranging from … Continue reading →

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Survey Finds More Than 50% of Renters are Hispanic, Most Uninsured

Posted on January 7, 2015 by Curt Pearsall

It seems that every year, survey results are communicated that consistently show that individuals and families that rent are going without insurance. As noted in the attached Dec 24th article from claimsjournal.com, there appears to be an opportunity for some further education … Continue reading →

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High-Tide Floods to Triple for Some East Coast Cities, Study Finds

Posted on October 19, 2014 by Curt Pearsall

The following is an excerpt from a very interesting article that appeared on insurancejournal.com on October 8. “Flooding during high tides, which used to be rare, is now common in some places and could worsen to the point that sections of … Continue reading →

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Driverless cars – a new personal lines exposure

Posted on August 6, 2014 by Curt Pearsall

You may have heard that “driverless cars” are a thing of the future. Well, as you will note in the attached article authored by Ma Jie, Alan Ohnsman and Craig Trudell that appeared on www.insurancejournal.com on July 17th, those days are not … Continue reading →

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Average Number of Dog Bite Claims Is On The Rise Nationwide

Posted on May 17, 2014 by Curt Pearsall

As noted in the attached press release from the Insurance Information Institute, the number of dog bites is on the rise. This continues to be a very serious issue facing the insurance industry and it is projected that insurance companies are considering taking … Continue reading →

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Agent Liability Limited by Indiana Court, Expanded in New York

Posted on May 15, 2014 by Curt Pearsall

The following is an excerpt of an excellent article authored by Burke Coleman of Demotech Inc. that appeared on www.claimsjournal.com on May 7th. “Policyholders rely on their insurance agents to acquire insurance coverage. Generally an agent has a duty to … Continue reading →

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Customers Switching Auto Insurers Unhappy with New Prices: J.D. Power

Posted on May 7, 2014 by Curt Pearsall

Attached is a segment of an interesting article that appeared on www.insurancejournal.com on April 24 regarding customer loyalty and the importance of customer satisfaction. “Customers who switch auto insurance carriers due to poor service often end up sorry they did because … Continue reading →

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