Monthly Archives: September 2014

How are you determining whether your customer needs an umbrella ?

I was recently speaking with a good friend regarding a variety of insurance coverage issues and I asked her if she had an umbrella. She said that she had asked her agent that question and the response from her agent (a direct … Continue reading

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E&O Insights: How Well Do You Know Your Workers’ Compensation Risk?

This is an excerpt from an Insurance Journal article that I authored in the September 22, 2014 edition. “The workers’ compensation class of business results in upwards of 10 percent of all errors and omissions (E&O) claims every year. While this may … Continue reading

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An alarming trend in Agents E&O

As we approach the 4th and final quarter of 2014, this is a good time to look at some E&O statistics that may govern the details of your E&O purchase moving forward. It is interesting that frequency continues to be … Continue reading

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Which valuation # should you pick?

It is amazing that if you pick a homeowners account and run the valuation #s for that one risk for 4 of your companies (that use the same valuation program), you will find yourself with 4 different numbers. It appears that this … Continue reading

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Some keys involving professional liability

Professional liability / errors and omissions, is a very unique line of business with very unique terms. When you add the fact that no two policies are the same, it is no wonder that this line of business  has resulted … Continue reading

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Do you wait to deliver all of your policies at once?

Based on the type of coverage you are providing for your clients, the timeliness of policy issuance can vary greatly. You may be able to print off some policies right from the carrier system while other policies may take a while … Continue reading

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