E&O Insights: Insuring Personal Watercraft

This is an excerpt from an Insurance Journal article that I authored in the February 25, 2013 edition.

“It won’t be long before Mother Nature lets your customers know it’s time to get their boats out of storage and into the water. Other customers might decide it’s time to purchase that dream boat. Both of these scenarios will prompt contact with your agency to arrange the necessary coverage. When you are contacted, what will you provide?

Presuming the watercraft meets the criteria to go on a homeowners policy, is that the only pption your customers will get, or will you look to provide the benefits of a separate watercraft policy? What are some of the differences?”

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